Call reports 2024
FIRST COMMONWEALTH BANK — 2024
What FIRST COMMONWEALTH BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 11,664,455,000 | 11,596,680,000 | 11,953,428,000 | 11,554,210,000 |
| Total loans | 9,031,761,000 | 9,045,655,000 | 9,012,281,000 | 9,035,742,000 |
| Allowance for loan losses | 119,098,000 | 123,654,000 | 126,112,000 | 118,906,000 |
| Securities available for sale | 1,023,055,000 | 1,070,519,000 | 1,140,136,000 | 1,146,973,000 |
| Securities held to maturity | 464,708,000 | 453,820,000 | 430,425,000 | 405,639,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 9,508,752,000 | 9,493,254,000 | 9,836,248,000 | 9,761,165,000 |
| Interest-bearing deposits | 7,111,908,000 | 7,104,091,000 | 7,281,581,000 | 7,428,404,000 |
| Noninterest-bearing deposits | 2,396,844,000 | 2,389,163,000 | 2,554,667,000 | 2,332,761,000 |
| Equity capital | 1,297,084,000 | 1,322,558,000 | 1,370,699,000 | 1,370,107,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 145,380,000 | 295,979,000 | 450,218,000 | 600,140,000 |
| Interest expense | 52,243,000 | 107,021,000 | 163,748,000 | 217,474,000 |
| Net interest income | 93,137,000 | 188,958,000 | 286,470,000 | 382,666,000 |
| Noninterest income | 24,072,000 | 49,493,000 | 74,102,000 | 99,332,000 |
| Noninterest expense | 64,293,000 | 128,968,000 | 197,874,000 | 265,431,000 |
| Provision for loan losses | 5,682,000 | 14,640,000 | 25,883,000 | 32,368,000 |
| Pretax income | 48,678,000 | 97,441,000 | 140,235,000 | 187,615,000 |
| Income tax | 9,394,000 | 19,339,000 | 28,254,000 | 37,646,000 |
| Net income | 39,284,000 | 78,102,000 | 111,981,000 | 149,969,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,045,954,000 | 1,066,244,000 | 1,083,825,000 | 1,108,625,000 |
| Total capital | 1,244,858,000 | 1,228,626,000 | 1,249,561,000 | 1,268,405,000 |
| Risk-weighted assets | 9,394,788,000 | 9,362,654,000 | 9,306,853,000 | 9,354,443,000 |