Call reports 2023
FIRST COMMONWEALTH BANK — 2023
What FIRST COMMONWEALTH BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 11,084,845,000 | 11,288,699,000 | 11,392,581,000 | 11,410,200,000 |
| Total loans | 8,667,988,000 | 8,816,130,000 | 8,934,847,000 | 8,998,576,000 |
| Allowance for loan losses | 133,885,000 | 133,546,000 | 134,337,000 | 117,718,000 |
| Securities available for sale | 749,952,000 | 737,457,000 | 816,969,000 | 1,020,326,000 |
| Securities held to maturity | 451,278,000 | 439,922,000 | 429,558,000 | 419,009,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 9,271,250,000 | 9,192,067,000 | 9,292,087,000 | 9,248,669,000 |
| Interest-bearing deposits | 6,536,723,000 | 6,521,934,000 | 6,705,361,000 | 6,803,776,000 |
| Noninterest-bearing deposits | 2,734,527,000 | 2,670,133,000 | 2,586,726,000 | 2,444,893,000 |
| Equity capital | 1,230,397,000 | 1,213,046,000 | 1,218,163,000 | 1,284,766,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 114,531,000 | 245,733,000 | 385,542,000 | 529,717,000 |
| Interest expense | 19,354,000 | 51,881,000 | 93,078,000 | 140,666,000 |
| Net interest income | 95,177,000 | 193,852,000 | 292,464,000 | 389,051,000 |
| Noninterest income | 22,814,000 | 47,705,000 | 72,782,000 | 97,302,000 |
| Noninterest expense | 68,703,000 | 133,600,000 | 199,903,000 | 264,050,000 |
| Provision for loan losses | 10,073,000 | 13,273,000 | 18,040,000 | 17,759,000 |
| Pretax income | 41,285,000 | 97,164,000 | 148,562,000 | 207,387,000 |
| Income tax | 8,214,000 | 19,721,000 | 30,221,000 | 42,577,000 |
| Net income | 33,071,000 | 77,443,000 | 118,341,000 | 164,810,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 990,799,000 | 985,493,000 | 1,007,013,000 | 1,030,975,000 |
| Total capital | 1,198,565,000 | 1,184,853,000 | 1,208,405,000 | 1,222,182,000 |
| Risk-weighted assets | 9,059,503,000 | 9,245,330,000 | 9,349,308,000 | 9,395,790,000 |