Call reports 2022
FIRST COMMONWEALTH BANK — 2022
What FIRST COMMONWEALTH BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 9,616,830,000 | 9,499,563,000 | 9,550,335,000 | 9,776,999,000 |
| Total loans | 6,962,609,000 | 7,132,622,000 | 7,362,720,000 | 7,654,004,000 |
| Allowance for loan losses | 91,188,000 | 93,603,000 | 96,093,000 | 102,906,000 |
| Securities available for sale | 932,501,000 | 862,949,000 | 786,764,000 | 762,010,000 |
| Securities held to maturity | 512,911,000 | 492,229,000 | 474,790,000 | 461,162,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 8,211,751,000 | 8,080,055,000 | 8,104,977,000 | 8,039,401,000 |
| Interest-bearing deposits | 5,452,202,000 | 5,327,304,000 | 5,294,996,000 | 5,334,961,000 |
| Noninterest-bearing deposits | 2,759,549,000 | 2,752,751,000 | 2,809,981,000 | 2,704,440,000 |
| Equity capital | 1,072,541,000 | 1,059,033,000 | 1,029,989,000 | 1,053,418,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 71,237,000 | 147,951,000 | 233,620,000 | 329,853,000 |
| Interest expense | 2,281,000 | 4,541,000 | 7,061,000 | 14,487,000 |
| Net interest income | 68,956,000 | 143,410,000 | 226,559,000 | 315,366,000 |
| Noninterest income | 23,939,000 | 48,767,000 | 74,944,000 | 99,459,000 |
| Noninterest expense | 54,652,000 | 109,559,000 | 168,531,000 | 225,878,000 |
| Provision for loan losses | -200,000 | 3,743,000 | 8,694,000 | 17,521,000 |
| Pretax income | 36,281,000 | 76,557,000 | 120,988,000 | 167,843,000 |
| Income tax | 7,118,000 | 15,154,000 | 24,052,000 | 33,633,000 |
| Net income | 29,163,000 | 61,403,000 | 96,936,000 | 134,210,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 849,048,000 | 865,998,000 | 888,229,000 | 906,548,000 |
| Total capital | 1,034,163,000 | 1,053,724,000 | 1,075,064,000 | 1,100,529,000 |
| Risk-weighted assets | 7,394,076,000 | 7,538,821,000 | 7,776,583,000 | 8,062,790,000 |