Call reports 2021
FIRST COMMONWEALTH BANK — 2021
What FIRST COMMONWEALTH BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 9,393,257,000 | 9,377,326,000 | 9,446,754,000 | 9,521,721,000 |
| Total loans | 6,757,487,000 | 6,760,055,000 | 6,752,495,000 | 6,857,804,000 |
| Allowance for loan losses | 96,763,000 | 97,038,000 | 94,185,000 | 92,522,000 |
| Securities available for sale | 1,042,380,000 | 1,089,693,000 | 1,124,153,000 | 1,040,633,000 |
| Securities held to maturity | 407,833,000 | 554,225,000 | 548,057,000 | 541,311,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 7,888,039,000 | 7,911,602,000 | 7,948,206,000 | 7,990,384,000 |
| Interest-bearing deposits | 5,252,953,000 | 5,267,368,000 | 5,280,255,000 | 5,323,715,000 |
| Noninterest-bearing deposits | 2,635,086,000 | 2,644,234,000 | 2,667,951,000 | 2,666,669,000 |
| Equity capital | 1,108,862,000 | 1,125,552,000 | 1,139,586,000 | 1,144,679,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 74,054,000 | 146,097,000 | 220,286,000 | 293,809,000 |
| Interest expense | 3,828,000 | 6,880,000 | 9,623,000 | 12,092,000 |
| Net interest income | 70,226,000 | 139,217,000 | 210,663,000 | 281,717,000 |
| Noninterest income | 28,021,000 | 54,503,000 | 82,154,000 | 108,571,000 |
| Noninterest expense | 51,420,000 | 102,299,000 | 156,407,000 | 211,027,000 |
| Provision for loan losses | -1,276,000 | 2,926,000 | 2,350,000 | -377,000 |
| Pretax income | 51,223,000 | 90,414,000 | 135,073,000 | 180,653,000 |
| Income tax | 9,958,000 | 18,001,000 | 26,945,000 | 36,211,000 |
| Net income | 41,265,000 | 72,413,000 | 108,128,000 | 144,442,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 812,204,000 | 828,719,000 | 846,269,000 | 864,559,000 |
| Total capital | 990,442,000 | 1,008,415,000 | 1,024,771,000 | 1,041,854,000 |
| Risk-weighted assets | 6,765,893,000 | 6,945,975,000 | 7,098,668,000 | 7,308,073,000 |