Call reports 2020
FIRST COMMONWEALTH BANK — 2020
What FIRST COMMONWEALTH BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 8,491,951,000 | 9,340,001,000 | 9,264,541,000 | 9,055,507,000 |
| Total loans | 6,339,715,000 | 6,952,473,000 | 6,987,703,000 | 6,794,608,000 |
| Allowance for loan losses | 79,075,000 | 81,441,000 | 88,307,000 | 101,309,000 |
| Securities available for sale | 971,649,000 | 901,139,000 | 907,266,000 | 830,299,000 |
| Securities held to maturity | 318,256,000 | 297,986,000 | 268,638,000 | 361,844,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 6,945,700,000 | 7,800,640,000 | 7,718,089,000 | 7,469,302,000 |
| Interest-bearing deposits | 5,171,564,000 | 5,493,901,000 | 5,402,086,000 | 5,118,708,000 |
| Noninterest-bearing deposits | 1,774,136,000 | 2,306,739,000 | 2,316,003,000 | 2,350,594,000 |
| Equity capital | 1,091,418,000 | 1,108,653,000 | 1,116,174,000 | 1,100,635,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 79,317,000 | 154,290,000 | 227,875,000 | 301,173,000 |
| Interest expense | 10,796,000 | 18,287,000 | 24,702,000 | 29,708,000 |
| Net interest income | 68,521,000 | 136,003,000 | 203,173,000 | 271,465,000 |
| Noninterest income | 19,514,000 | 41,563,000 | 67,301,000 | 93,987,000 |
| Noninterest expense | 49,356,000 | 101,245,000 | 157,310,000 | 210,818,000 |
| Provision for loan losses | 30,967,000 | 37,826,000 | 49,038,000 | 56,718,000 |
| Pretax income | 7,731,000 | 38,522,000 | 64,173,000 | 97,986,000 |
| Income tax | 1,448,000 | 6,888,000 | 11,793,000 | 18,408,000 |
| Net income | 6,283,000 | 31,634,000 | 52,380,000 | 79,578,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 758,038,000 | 772,042,000 | 783,300,000 | 791,569,000 |
| Total capital | 937,442,000 | 954,740,000 | 967,480,000 | 974,912,000 |
| Risk-weighted assets | 6,839,487,000 | 6,857,714,000 | 6,856,076,000 | 6,790,429,000 |