Call reports 2019
FIRST COMMONWEALTH BANK — 2019
What FIRST COMMONWEALTH BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 7,953,940,000 | 8,052,299,000 | 8,132,244,000 | 8,288,367,000 |
| Total loans | 5,880,684,000 | 6,019,082,000 | 6,119,836,000 | 6,205,124,000 |
| Allowance for loan losses | 49,653,000 | 51,061,000 | 50,035,000 | 51,637,000 |
| Securities available for sale | 892,150,000 | 864,933,000 | 811,400,000 | 901,315,000 |
| Securities held to maturity | 384,909,000 | 373,453,000 | 357,890,000 | 337,123,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 6,154,857,000 | 6,180,959,000 | 6,702,493,000 | 6,700,163,000 |
| Interest-bearing deposits | 4,620,194,000 | 4,627,658,000 | 5,020,489,000 | 4,987,368,000 |
| Noninterest-bearing deposits | 1,534,663,000 | 1,553,301,000 | 1,682,004,000 | 1,712,795,000 |
| Equity capital | 1,027,001,000 | 1,049,262,000 | 1,065,837,000 | 1,078,711,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 79,589,000 | 161,639,000 | 244,204,000 | 325,230,000 |
| Interest expense | 13,091,000 | 27,016,000 | 40,251,000 | 51,667,000 |
| Net interest income | 66,498,000 | 134,623,000 | 203,953,000 | 273,563,000 |
| Noninterest income | 19,309,000 | 40,501,000 | 63,002,000 | 85,643,000 |
| Noninterest expense | 49,056,000 | 99,465,000 | 153,559,000 | 205,746,000 |
| Provision for loan losses | 4,095,000 | 6,930,000 | 9,638,000 | 14,533,000 |
| Pretax income | 32,656,000 | 68,735,000 | 103,773,000 | 138,949,000 |
| Income tax | 6,393,000 | 13,527,000 | 20,328,000 | 27,240,000 |
| Net income | 26,263,000 | 55,208,000 | 83,445,000 | 111,709,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 748,082,000 | 763,386,000 | 743,974,000 | 759,399,000 |
| Total capital | 900,535,000 | 917,900,000 | 897,036,000 | 913,864,000 |
| Risk-weighted assets | 6,402,635,000 | 6,544,681,000 | 6,614,451,000 | 6,685,772,000 |