Call reports 2018
FIRST COMMONWEALTH BANK — 2018
What FIRST COMMONWEALTH BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 7,293,875,000 | 7,630,340,000 | 7,667,286,000 | 7,812,063,000 |
| Total loans | 5,391,048,000 | 5,647,129,000 | 5,671,054,000 | 5,786,006,000 |
| Allowance for loan losses | 53,732,000 | 51,314,000 | 50,746,000 | 47,764,000 |
| Securities available for sale | 811,033,000 | 849,573,000 | 886,889,000 | 908,741,000 |
| Securities held to maturity | 410,430,000 | 403,019,000 | 389,621,000 | 393,855,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 5,720,843,000 | 5,924,936,000 | 5,911,942,000 | 5,920,231,000 |
| Interest-bearing deposits | 4,259,776,000 | 4,424,516,000 | 4,443,859,000 | 4,431,779,000 |
| Noninterest-bearing deposits | 1,461,067,000 | 1,500,420,000 | 1,468,083,000 | 1,488,452,000 |
| Equity capital | 926,650,000 | 998,821,000 | 1,007,832,000 | 1,006,605,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 66,495,000 | 139,428,000 | 214,299,000 | 292,240,000 |
| Interest expense | 5,987,000 | 14,312,000 | 24,404,000 | 36,313,000 |
| Net interest income | 60,508,000 | 125,116,000 | 189,895,000 | 255,927,000 |
| Noninterest income | 19,411,000 | 40,332,000 | 60,268,000 | 81,028,000 |
| Noninterest expense | 46,127,000 | 94,221,000 | 143,004,000 | 192,274,000 |
| Provision for loan losses | 6,903,000 | 8,071,000 | 11,032,000 | 12,531,000 |
| Pretax income | 29,729,000 | 71,106,000 | 104,077,000 | 140,100,000 |
| Income tax | 5,051,000 | 13,012,000 | 19,347,000 | 26,545,000 |
| Net income | 24,678,000 | 58,094,000 | 84,730,000 | 113,555,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 671,986,000 | 729,034,000 | 743,576,000 | 734,248,000 |
| Total capital | 730,905,000 | 883,626,000 | 897,627,000 | 885,153,000 |
| Risk-weighted assets | 5,952,450,000 | 6,140,180,000 | 6,139,278,000 | 6,260,501,000 |