Call reports 2017
FIRST COMMONWEALTH BANK — 2017
What FIRST COMMONWEALTH BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 6,745,360,000 | 7,358,664,000 | 7,359,378,000 | 7,281,983,000 |
| Total loans | 4,917,531,000 | 5,384,549,000 | 5,392,930,000 | 5,422,209,000 |
| Allowance for loan losses | 48,676,000 | 48,067,000 | 48,176,000 | 48,298,000 |
| Securities available for sale | 814,241,000 | 784,270,000 | 776,676,000 | 729,514,000 |
| Securities held to maturity | 386,954,000 | 450,886,000 | 436,081,000 | 422,096,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 4,982,077,000 | 5,545,132,000 | 5,569,355,000 | 5,597,854,000 |
| Interest-bearing deposits | 3,699,593,000 | 4,129,054,000 | 4,138,243,000 | 4,163,934,000 |
| Noninterest-bearing deposits | 1,282,484,000 | 1,416,078,000 | 1,431,112,000 | 1,433,920,000 |
| Equity capital | 753,844,000 | 911,006,000 | 923,174,000 | 919,800,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 56,126,000 | 119,189,000 | 184,593,000 | 250,380,000 |
| Interest expense | 3,644,000 | 8,210,000 | 13,286,000 | 18,771,000 |
| Net interest income | 52,482,000 | 110,979,000 | 171,307,000 | 231,609,000 |
| Noninterest income | 16,643,000 | 34,770,000 | 54,592,000 | 75,130,000 |
| Noninterest expense | 41,769,000 | 98,256,000 | 144,921,000 | 195,924,000 |
| Provision for loan losses | 3,229,000 | 1,620,000 | 2,834,000 | 5,087,000 |
| Pretax income | 24,779,000 | 46,525,000 | 78,888,000 | 110,817,000 |
| Income tax | 7,587,000 | 14,229,000 | 24,278,000 | 50,951,000 |
| Net income | 17,192,000 | 32,296,000 | 54,610,000 | 59,866,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 569,455,000 | 652,565,000 | 655,911,000 | 658,861,000 |
| Total capital | 622,026,000 | 705,191,000 | 708,645,000 | 712,341,000 |
| Risk-weighted assets | 5,622,380,000 | 6,049,433,000 | 6,023,417,000 | 6,020,230,000 |