Call reports 2016
FIRST COMMONWEALTH BANK — 2016
What FIRST COMMONWEALTH BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 6,677,411,000 | 6,732,751,000 | 6,623,451,000 | 6,642,231,000 |
| Total loans | 4,804,583,000 | 4,855,369,000 | 4,868,487,000 | 4,886,380,000 |
| Allowance for loan losses | 55,222,000 | 59,821,000 | 54,734,000 | 50,185,000 |
| Securities available for sale | 868,490,000 | 834,136,000 | 792,469,000 | 760,108,000 |
| Securities held to maturity | 396,444,000 | 405,976,000 | 389,513,000 | 372,513,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 4,315,602,000 | 4,405,284,000 | 4,487,931,000 | 4,978,098,000 |
| Interest-bearing deposits | 3,145,861,000 | 3,257,891,000 | 3,217,353,000 | 3,678,623,000 |
| Noninterest-bearing deposits | 1,169,741,000 | 1,147,393,000 | 1,270,578,000 | 1,299,475,000 |
| Equity capital | 703,155,000 | 712,996,000 | 748,628,000 | 744,291,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 53,305,000 | 107,101,000 | 161,527,000 | 217,399,000 |
| Interest expense | 3,913,000 | 8,027,000 | 12,224,000 | 15,944,000 |
| Net interest income | 49,392,000 | 99,074,000 | 149,303,000 | 201,455,000 |
| Noninterest income | 14,072,000 | 29,871,000 | 47,314,000 | 64,965,000 |
| Noninterest expense | 37,535,000 | 73,942,000 | 111,855,000 | 156,400,000 |
| Provision for loan losses | 6,526,000 | 16,898,000 | 20,306,000 | 18,480,000 |
| Pretax income | 19,403,000 | 38,133,000 | 64,484,000 | 92,157,000 |
| Income tax | 5,919,000 | 11,437,000 | 19,400,000 | 28,087,000 |
| Net income | 13,481,000 | 26,690,000 | 45,072,000 | 64,058,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 602,502,000 | 609,163,000 | 582,097,000 | 562,784,000 |
| Total capital | 661,797,000 | 672,517,000 | 640,867,000 | 617,076,000 |
| Risk-weighted assets | 5,706,901,000 | 5,775,584,000 | 5,588,248,000 | 5,580,235,000 |