Call reports 2015
FIRST COMMONWEALTH BANK — 2015
What FIRST COMMONWEALTH BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 6,310,541,000 | 6,298,114,000 | 6,366,483,000 | 6,545,817,000 |
| Total loans | 4,443,470,000 | 4,500,648,000 | 4,580,698,000 | 4,689,490,000 |
| Allowance for loan losses | 46,697,000 | 45,344,000 | 48,518,000 | 50,812,000 |
| Securities available for sale | 1,247,752,000 | 1,068,312,000 | 1,029,315,000 | 864,970,000 |
| Securities held to maturity | 30,253,000 | 131,780,000 | 154,035,000 | 384,324,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 4,310,720,000 | 4,223,554,000 | 4,175,843,000 | 4,206,203,000 |
| Interest-bearing deposits | 3,253,820,000 | 3,141,878,000 | 3,084,259,000 | 3,079,205,000 |
| Noninterest-bearing deposits | 1,056,900,000 | 1,081,676,000 | 1,091,584,000 | 1,126,998,000 |
| Equity capital | 677,041,000 | 682,012,000 | 694,437,000 | 693,269,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 51,046,000 | 101,082,000 | 151,543,000 | 203,831,000 |
| Interest expense | 3,315,000 | 6,517,000 | 9,745,000 | 13,238,000 |
| Net interest income | 47,731,000 | 94,565,000 | 141,798,000 | 190,593,000 |
| Noninterest income | 14,336,000 | 29,886,000 | 45,752,000 | 60,614,000 |
| Noninterest expense | 39,213,000 | 77,565,000 | 117,054,000 | 158,508,000 |
| Provision for loan losses | 1,159,000 | 4,197,000 | 8,818,000 | 14,948,000 |
| Pretax income | 21,800,000 | 42,814,000 | 61,803,000 | 77,598,000 |
| Income tax | 6,703,000 | 13,027,000 | 18,524,000 | 23,301,000 |
| Net income | 15,094,000 | 29,781,000 | 43,270,000 | 54,285,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 584,395,000 | 591,744,000 | 598,538,000 | 600,986,000 |
| Total capital | 634,678,000 | 640,909,000 | 650,874,000 | 656,246,000 |
| Risk-weighted assets | 5,389,966,000 | 5,384,074,000 | 5,444,240,000 | 5,571,294,000 |