Call reports 2014
FIRST COMMONWEALTH BANK — 2014
What FIRST COMMONWEALTH BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 6,174,978,000 | 6,271,530,000 | 6,329,961,000 | 6,337,630,000 |
| Total loans | 4,252,187,000 | 4,334,189,000 | 4,412,762,000 | 4,459,787,000 |
| Allowance for loan losses | 54,506,000 | 50,725,000 | 50,784,000 | 52,051,000 |
| Securities available for sale | 1,330,090,000 | 1,326,627,000 | 1,311,833,000 | 1,288,858,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 4,661,985,000 | 4,476,075,000 | 4,379,865,000 | 4,326,370,000 |
| Interest-bearing deposits | 3,680,861,000 | 3,452,391,000 | 3,377,374,000 | 3,326,484,000 |
| Noninterest-bearing deposits | 981,124,000 | 1,023,684,000 | 1,002,491,000 | 999,886,000 |
| Equity capital | 670,117,000 | 683,689,000 | 677,457,000 | 686,762,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 50,474,000 | 100,577,000 | 151,630,000 | 202,001,000 |
| Interest expense | 4,326,000 | 8,538,000 | 12,478,000 | 16,167,000 |
| Net interest income | 46,148,000 | 92,039,000 | 139,152,000 | 185,834,000 |
| Noninterest income | 13,773,000 | 30,496,000 | 45,957,000 | 59,583,000 |
| Noninterest expense | 38,316,000 | 78,995,000 | 119,760,000 | 166,165,000 |
| Provision for loan losses | 3,231,000 | 6,548,000 | 8,621,000 | 11,196,000 |
| Pretax income | 18,374,000 | 36,992,000 | 56,776,000 | 68,604,000 |
| Income tax | 5,160,000 | 10,665,000 | 16,859,000 | 19,891,000 |
| Net income | 13,217,000 | 26,333,000 | 39,926,000 | 48,701,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 580,742,000 | 594,436,000 | 585,956,000 | 592,369,000 |
| Total capital | 638,065,000 | 648,257,000 | 639,616,000 | 647,500,000 |
| Risk-weighted assets | 4,902,521,000 | 4,993,248,000 | 5,140,537,000 | 5,191,139,000 |