Call reports 2013
FIRST COMMONWEALTH BANK — 2013
What FIRST COMMONWEALTH BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 6,048,606,000 | 6,112,726,000 | 6,114,125,000 | 6,179,162,000 |
| Total loans | 4,218,781,000 | 4,229,723,000 | 4,239,977,000 | 4,283,806,000 |
| Allowance for loan losses | 62,262,000 | 57,452,000 | 54,957,000 | 54,225,000 |
| Securities available for sale | 1,276,749,000 | 1,286,162,000 | 1,271,189,000 | 1,298,623,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 4,761,097,000 | 4,747,350,000 | 4,628,693,000 | 4,612,889,000 |
| Interest-bearing deposits | 3,828,270,000 | 3,832,106,000 | 3,709,366,000 | 3,691,502,000 |
| Noninterest-bearing deposits | 932,827,000 | 915,244,000 | 919,327,000 | 921,387,000 |
| Equity capital | 681,219,000 | 658,946,000 | 665,410,000 | 669,855,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 51,721,000 | 102,615,000 | 154,889,000 | 206,134,000 |
| Interest expense | 4,960,000 | 9,662,000 | 14,157,000 | 18,579,000 |
| Net interest income | 46,761,000 | 92,953,000 | 140,732,000 | 187,555,000 |
| Noninterest income | 14,988,000 | 29,806,000 | 46,366,000 | 60,761,000 |
| Noninterest expense | 40,211,000 | 79,573,000 | 118,364,000 | 162,664,000 |
| Provision for loan losses | 4,497,000 | 15,297,000 | 18,011,000 | 19,227,000 |
| Pretax income | 17,041,000 | 27,893,000 | 50,727,000 | 65,033,000 |
| Income tax | 4,774,000 | 7,905,000 | 14,115,000 | 18,402,000 |
| Net income | 12,270,000 | 19,994,000 | 36,621,000 | 46,643,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 574,537,000 | 562,229,000 | 564,537,000 | 579,817,000 |
| Total capital | 635,674,000 | 621,934,000 | 622,142,000 | 637,201,000 |
| Risk-weighted assets | 4,887,486,000 | 4,897,678,000 | 4,886,673,000 | 4,953,228,000 |