Call reports 2012
FIRST COMMONWEALTH BANK — 2012
What FIRST COMMONWEALTH BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 5,906,215,000 | 5,895,185,000 | 5,910,317,000 | 5,944,882,000 |
| Total loans | 4,136,631,000 | 4,159,499,000 | 4,214,268,000 | 4,204,673,000 |
| Allowance for loan losses | 60,732,000 | 61,676,000 | 64,114,000 | 67,187,000 |
| Securities available for sale | 1,186,726,000 | 1,139,181,000 | 1,110,492,000 | 1,150,860,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 4,637,018,000 | 4,476,481,000 | 4,503,632,000 | 4,577,924,000 |
| Interest-bearing deposits | 3,814,934,000 | 3,638,082,000 | 3,636,431,000 | 3,674,612,000 |
| Noninterest-bearing deposits | 822,084,000 | 838,399,000 | 867,201,000 | 903,312,000 |
| Equity capital | 734,357,000 | 741,779,000 | 745,229,000 | 710,116,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 56,565,000 | 111,232,000 | 165,066,000 | 218,890,000 |
| Interest expense | 7,001,000 | 13,369,000 | 19,172,000 | 24,435,000 |
| Net interest income | 49,564,000 | 97,863,000 | 145,894,000 | 194,455,000 |
| Noninterest income | 13,792,000 | 29,459,000 | 46,977,000 | 58,034,000 |
| Noninterest expense | 40,563,000 | 80,633,000 | 124,302,000 | 164,068,000 |
| Provision for loan losses | 3,787,000 | 8,084,000 | 14,838,000 | 20,544,000 |
| Pretax income | 19,006,000 | 38,605,000 | 53,894,000 | 68,055,000 |
| Income tax | 5,401,000 | 10,965,000 | 14,970,000 | 18,885,000 |
| Net income | 13,603,000 | 27,645,000 | 38,932,000 | 49,181,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 638,309,000 | 642,426,000 | 639,876,000 | 608,175,000 |
| Total capital | 699,963,000 | 703,003,000 | 701,114,000 | 669,130,000 |
| Risk-weighted assets | 4,930,771,000 | 4,842,949,000 | 4,894,092,000 | 4,867,763,000 |