Call reports 2011
FIRST COMMONWEALTH BANK — 2011
What FIRST COMMONWEALTH BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 5,702,696,000 | 5,632,008,000 | 5,596,543,000 | 5,779,041,000 |
| Total loans | 4,074,232,000 | 3,992,844,000 | 3,973,688,000 | 4,057,021,000 |
| Allowance for loan losses | 76,792,000 | 75,166,000 | 72,117,000 | 61,234,000 |
| Securities available for sale | 987,683,000 | 988,666,000 | 1,014,955,000 | 1,122,694,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 4,648,804,000 | 4,555,561,000 | 4,492,454,000 | 4,511,613,000 |
| Interest-bearing deposits | 3,896,237,000 | 3,806,099,000 | 3,715,700,000 | 3,724,307,000 |
| Noninterest-bearing deposits | 752,567,000 | 749,462,000 | 776,754,000 | 787,306,000 |
| Equity capital | 706,613,000 | 722,783,000 | 732,547,000 | 725,961,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 59,332,000 | 117,299,000 | 174,850,000 | 231,286,000 |
| Interest expense | 10,205,000 | 19,913,000 | 28,638,000 | 36,073,000 |
| Net interest income | 49,127,000 | 97,386,000 | 146,212,000 | 195,213,000 |
| Noninterest income | 13,053,000 | 22,872,000 | 33,074,000 | 43,566,000 |
| Noninterest expense | 37,260,000 | 75,269,000 | 112,502,000 | 152,081,000 |
| Provision for loan losses | 13,817,000 | 22,929,000 | 29,904,000 | 55,816,000 |
| Pretax income | 11,365,000 | 23,861,000 | 38,681,000 | 32,683,000 |
| Income tax | 3,276,000 | 6,201,000 | 9,710,000 | 5,956,000 |
| Net income | 8,092,000 | 17,665,000 | 28,979,000 | 26,737,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 612,344,000 | 619,631,000 | 629,629,000 | 628,346,000 |
| Total capital | 673,486,000 | 679,144,000 | 689,546,000 | 689,333,000 |
| Risk-weighted assets | 4,860,689,000 | 4,744,614,000 | 4,782,563,000 | 4,877,153,000 |