Call reports 2010
FIRST COMMONWEALTH BANK — 2010
What FIRST COMMONWEALTH BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 6,281,391,000 | 5,995,791,000 | 5,848,245,000 | 5,749,618,000 |
| Total loans | 4,595,365,000 | 4,434,248,000 | 4,299,533,000 | 4,218,044,000 |
| Allowance for loan losses | 118,725,000 | 88,046,000 | 85,646,000 | 71,229,000 |
| Securities available for sale | 1,043,471,000 | 976,367,000 | 906,873,000 | 947,442,000 |
| Securities held to maturity | 31,891,000 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 4,663,468,000 | 4,750,400,000 | 4,749,920,000 | 4,639,107,000 |
| Interest-bearing deposits | 4,013,085,000 | 4,087,388,000 | 3,996,932,000 | 3,910,963,000 |
| Noninterest-bearing deposits | 650,383,000 | 663,012,000 | 752,988,000 | 728,144,000 |
| Equity capital | 591,487,000 | 614,102,000 | 692,921,000 | 704,760,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 69,846,000 | 138,584,000 | 204,418,000 | 267,635,000 |
| Interest expense | 15,588,000 | 30,521,000 | 43,961,000 | 55,940,000 |
| Net interest income | 54,258,000 | 108,063,000 | 160,457,000 | 211,695,000 |
| Noninterest income | 13,454,000 | 27,227,000 | 40,578,000 | 52,177,000 |
| Noninterest expense | 39,292,000 | 79,308,000 | 116,948,000 | 153,955,000 |
| Provision for loan losses | 45,020,000 | 49,030,000 | 53,552,000 | 61,552,000 |
| Pretax income | -18,876,000 | 3,058,000 | 23,794,000 | 41,600,000 |
| Income tax | -8,792,000 | -3,228,000 | 4,124,000 | 6,751,000 |
| Net income | -10,081,000 | 6,291,000 | 19,678,000 | 34,860,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 504,413,000 | 518,579,000 | 596,211,000 | 614,914,000 |
| Total capital | 572,531,000 | 584,235,000 | 659,982,000 | 677,847,000 |
| Risk-weighted assets | 5,396,805,000 | 5,229,574,000 | 5,079,007,000 | 5,013,143,000 |