Call reports 2009
FIRST COMMONWEALTH BANK — 2009
What FIRST COMMONWEALTH BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 6,373,299,000 | 6,399,867,000 | 6,450,884,000 | 6,388,040,000 |
| Total loans | 4,457,306,000 | 4,536,721,000 | 4,648,986,000 | 4,636,455,000 |
| Allowance for loan losses | 41,549,000 | 83,056,000 | 90,466,000 | 81,639,000 |
| Securities available for sale | 1,256,273,000 | 1,247,932,000 | 1,212,582,000 | 1,115,175,000 |
| Securities held to maturity | 46,433,000 | 44,399,000 | 41,397,000 | 36,758,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 4,335,791,000 | 4,504,406,000 | 4,504,374,000 | 4,545,447,000 |
| Interest-bearing deposits | 3,744,855,000 | 3,893,671,000 | 3,897,195,000 | 3,894,554,000 |
| Noninterest-bearing deposits | 590,936,000 | 610,735,000 | 607,179,000 | 650,893,000 |
| Equity capital | 616,579,000 | 592,499,000 | 602,181,000 | 599,900,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 74,662,000 | 148,107,000 | 219,908,000 | 292,256,000 |
| Interest expense | 22,549,000 | 43,196,000 | 62,808,000 | 80,506,000 |
| Net interest income | 52,113,000 | 104,911,000 | 157,100,000 | 211,750,000 |
| Noninterest income | 12,369,000 | 27,505,000 | 40,117,000 | 54,150,000 |
| Noninterest expense | 39,653,000 | 81,110,000 | 119,386,000 | 156,585,000 |
| Provision for loan losses | 8,242,000 | 56,490,000 | 79,510,000 | 100,569,000 |
| Pretax income | 6,746,000 | -23,714,000 | -32,068,000 | -26,988,000 |
| Income tax | 1,995,000 | -12,896,000 | -18,323,000 | -18,770,000 |
| Net income | 4,752,000 | -10,822,000 | -13,749,000 | -8,221,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 558,961,000 | 532,581,000 | 526,358,000 | 530,275,000 |
| Total capital | 600,510,000 | 600,867,000 | 596,400,000 | 599,840,000 |
| Risk-weighted assets | 5,360,506,000 | 5,447,777,000 | 5,582,530,000 | 5,552,825,000 |