Call reports 2006
FIRST COMMONWEALTH BANK — 2006
What FIRST COMMONWEALTH BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 5,889,008,000 | 5,871,882,000 | 6,040,721,000 | 5,982,963,000 |
| Total loans | 3,651,757,000 | 3,684,103,000 | 3,818,467,000 | 3,783,518,000 |
| Allowance for loan losses | 38,017,000 | 39,019,000 | 42,085,000 | 42,648,000 |
| Securities available for sale | 1,672,697,000 | 1,617,836,000 | 1,594,234,000 | 1,585,521,000 |
| Securities held to maturity | 85,673,000 | 82,720,000 | 79,841,000 | 78,501,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 4,018,979,000 | 4,023,745,000 | 4,332,031,000 | 4,327,852,000 |
| Interest-bearing deposits | 3,496,577,000 | 3,491,784,000 | 3,779,956,000 | 3,803,989,000 |
| Noninterest-bearing deposits | 522,402,000 | 531,961,000 | 552,075,000 | 523,863,000 |
| Equity capital | 569,183,000 | 565,402,000 | 639,011,000 | 639,933,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 79,448,000 | 160,812,000 | 245,934,000 | 331,788,000 |
| Interest expense | 36,083,000 | 74,180,000 | 115,011,000 | 156,875,000 |
| Net interest income | 43,365,000 | 86,632,000 | 130,923,000 | 174,913,000 |
| Noninterest income | 10,108,000 | 20,740,000 | 32,985,000 | 44,594,000 |
| Noninterest expense | 32,111,000 | 62,046,000 | 92,700,000 | 127,182,000 |
| Provision for loan losses | 908,000 | 5,206,000 | 8,244,000 | 11,544,000 |
| Pretax income | 20,517,000 | 40,202,000 | 63,051,000 | 81,466,000 |
| Income tax | 4,375,000 | 8,928,000 | 13,590,000 | 17,171,000 |
| Net income | 16,142,000 | 31,274,000 | 49,461,000 | 64,295,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 455,173,000 | 458,056,000 | 475,895,000 | 476,586,000 |
| Total capital | 494,464,000 | 497,951,000 | 519,220,000 | 520,891,000 |
| Risk-weighted assets | 4,224,039,000 | 4,260,746,000 | 4,365,285,000 | 4,362,010,000 |