Call reports 2002
FIRST COMMONWEALTH BANK — 2002
What FIRST COMMONWEALTH BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 3,497,962,000 | 3,549,396,000 | 3,532,313,000 | 4,496,460,000 |
| Total loans | 2,146,964,000 | 2,177,589,000 | 2,165,006,000 | 2,608,136,000 |
| Allowance for loan losses | 27,050,000 | 27,195,000 | 28,012,000 | 34,496,000 |
| Securities available for sale | 984,257,000 | 999,332,000 | 997,461,000 | 1,438,283,000 |
| Securities held to maturity | 194,237,000 | 186,655,000 | 172,489,000 | 196,270,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,496,654,000 | 2,576,265,000 | 2,535,249,000 | 3,060,737,000 |
| Interest-bearing deposits | 2,234,605,000 | 2,280,502,000 | 2,246,148,000 | 2,664,740,000 |
| Noninterest-bearing deposits | 262,049,000 | 295,763,000 | 289,101,000 | 395,997,000 |
| Equity capital | 278,835,000 | 291,130,000 | 297,255,000 | 395,806,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 55,495,000 | 110,552,000 | 164,946,000 | 275,271,000 |
| Interest expense | 25,641,000 | 50,880,000 | 74,826,000 | 119,230,000 |
| Net interest income | 29,854,000 | 59,672,000 | 90,120,000 | 156,041,000 |
| Noninterest income | 5,105,000 | 11,068,000 | 17,170,000 | 28,776,000 |
| Noninterest expense | 26,648,000 | 47,196,000 | 65,973,000 | 109,566,000 |
| Provision for loan losses | 2,505,000 | 5,100,000 | 7,785,000 | 12,223,000 |
| Pretax income | 5,845,000 | 19,009,000 | 34,122,000 | 63,670,000 |
| Income tax | 561,000 | 3,553,000 | 7,191,000 | 13,982,000 |
| Net income | 5,284,000 | 15,456,000 | 26,931,000 | 49,688,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 270,359,000 | 272,712,000 | 275,189,000 | 367,823,000 |
| Total capital | 298,313,000 | 300,959,000 | 303,467,000 | 402,929,000 |
| Risk-weighted assets | 2,449,132,000 | 2,495,033,000 | 2,506,062,000 | 3,098,292,000 |