Call reports 2001
FIRST COMMONWEALTH BANK — 2001
What FIRST COMMONWEALTH BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 3,429,643,000 | 3,503,181,000 | 3,576,565,000 | 3,538,530,000 |
| Total loans | 2,085,570,000 | 2,121,845,000 | 2,147,663,000 | 2,125,850,000 |
| Allowance for loan losses | 26,567,000 | 26,189,000 | 25,684,000 | 26,778,000 |
| Securities available for sale | 928,371,000 | 967,184,000 | 1,025,349,000 | 1,017,763,000 |
| Securities held to maturity | 234,749,000 | 226,497,000 | 218,235,000 | 201,291,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,498,535,000 | 2,567,079,000 | 2,556,381,000 | 2,478,376,000 |
| Interest-bearing deposits | 2,332,948,000 | 2,378,330,000 | 2,484,967,000 | 2,189,301,000 |
| Noninterest-bearing deposits | 165,587,000 | 188,749,000 | 71,414,000 | 289,075,000 |
| Equity capital | 267,828,000 | 270,500,000 | 288,546,000 | 282,396,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 61,225,000 | 121,801,000 | 182,827,000 | 241,680,000 |
| Interest expense | 34,592,000 | 68,363,000 | 100,988,000 | 129,934,000 |
| Net interest income | 26,633,000 | 53,438,000 | 81,839,000 | 111,746,000 |
| Noninterest income | 5,654,000 | 10,997,000 | 17,173,000 | 23,092,000 |
| Noninterest expense | 17,129,000 | 34,641,000 | 52,075,000 | 70,065,000 |
| Provision for loan losses | 1,995,000 | 4,140,000 | 7,270,000 | 9,811,000 |
| Pretax income | 13,202,000 | 26,952,000 | 42,289,000 | 57,586,000 |
| Income tax | 3,161,000 | 6,564,000 | 10,516,000 | 14,002,000 |
| Net income | 10,041,000 | 20,388,000 | 31,773,000 | 43,584,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 262,441,000 | 264,993,000 | 268,747,000 | 272,381,000 |
| Total capital | 289,066,000 | 292,040,000 | 294,620,000 | 299,159,000 |
| Risk-weighted assets | 2,337,640,000 | 2,404,058,000 | 2,435,634,000 | 2,453,751,000 |