Call reports 2025
AUBURN STATE BANK — 2025
What AUBURN STATE BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 258,170,000 | 259,111,000 | 259,826,000 | 255,476,000 |
| Total loans | 107,249,000 | 110,855,000 | 110,963,000 | 112,286,000 |
| Allowance for loan losses | 1,402,000 | 1,403,000 | 1,407,000 | 1,397,000 |
| Securities available for sale | 116,920,000 | 113,951,000 | 114,119,000 | 112,530,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 229,219,000 | 229,971,000 | 227,609,000 | 221,430,000 |
| Interest-bearing deposits | 191,165,000 | 194,912,000 | 193,143,000 | 186,471,000 |
| Noninterest-bearing deposits | 38,054,000 | 35,059,000 | 34,466,000 | 34,959,000 |
| Equity capital | 25,934,000 | 26,127,000 | 29,144,000 | 31,051,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 2,552,000 | 5,244,000 | 7,935,000 | 10,597,000 |
| Interest expense | 1,012,000 | 2,047,000 | 3,105,000 | 4,096,000 |
| Net interest income | 1,540,000 | 3,197,000 | 4,830,000 | 6,501,000 |
| Noninterest income | 64,000 | 151,000 | 221,000 | 292,000 |
| Noninterest expense | 906,000 | 1,777,000 | 2,647,000 | 3,728,000 |
| Provision for loan losses | -71,000 | -70,000 | -66,000 | -75,000 |
| Pretax income | 636,000 | 1,509,000 | 2,342,000 | 3,003,000 |
| Income tax | 119,000 | 288,000 | 450,000 | 412,000 |
| Net income | 517,000 | 1,221,000 | 1,892,000 | 2,591,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 37,188,000 | 37,892,000 | 38,563,000 | 39,261,000 |