Call reports 2020
AUBURN STATE BANK — 2020
What AUBURN STATE BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 181,888,000 | 196,831,000 | 201,471,000 | 208,914,000 |
| Total loans | 93,187,000 | 99,001,000 | 99,748,000 | 98,387,000 |
| Allowance for loan losses | 1,324,000 | 1,357,000 | 1,331,000 | 1,359,000 |
| Securities available for sale | 68,654,000 | 72,683,000 | 74,672,000 | 81,936,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 146,837,000 | 161,350,000 | 164,738,000 | 170,119,000 |
| Interest-bearing deposits | 122,596,000 | 132,927,000 | 136,034,000 | 139,236,000 |
| Noninterest-bearing deposits | 24,241,000 | 28,423,000 | 28,704,000 | 30,883,000 |
| Equity capital | 29,967,000 | 33,580,000 | 34,754,000 | 35,672,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 1,563,000 | 3,172,000 | 4,734,000 | 6,399,000 |
| Interest expense | 308,000 | 604,000 | 890,000 | 1,164,000 |
| Net interest income | 1,255,000 | 2,568,000 | 3,844,000 | 5,235,000 |
| Noninterest income | 73,000 | 160,000 | 485,000 | 613,000 |
| Noninterest expense | 768,000 | 1,505,000 | 2,229,000 | 3,174,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 120,000 |
| Pretax income | 530,000 | 1,507,000 | 2,354,000 | 2,908,000 |
| Income tax | 67,000 | 214,000 | 333,000 | 391,000 |
| Net income | 463,000 | 1,293,000 | 2,021,000 | 2,517,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 31,337,000 | 32,167,000 | 32,895,000 | 33,391,000 |