Call reports 2019
AUBURN STATE BANK — 2019
What AUBURN STATE BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 171,396,000 | 174,309,000 | 176,175,000 | 177,191,000 |
| Total loans | 85,716,000 | 88,743,000 | 89,804,000 | 90,912,000 |
| Allowance for loan losses | 1,215,000 | 1,245,000 | 1,268,000 | 1,293,000 |
| Securities available for sale | 68,686,000 | 63,420,000 | 64,826,000 | 66,106,000 |
| Securities held to maturity | 0 | 595,000 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 139,170,000 | 140,831,000 | 141,807,000 | 143,017,000 |
| Interest-bearing deposits | 116,829,000 | 118,183,000 | 117,958,000 | 117,140,000 |
| Noninterest-bearing deposits | 22,341,000 | 22,648,000 | 23,849,000 | 25,877,000 |
| Equity capital | 30,208,000 | 31,338,000 | 32,193,000 | 32,196,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 1,483,000 | 3,102,000 | 4,734,000 | 6,355,000 |
| Interest expense | 258,000 | 543,000 | 846,000 | 1,155,000 |
| Net interest income | 1,225,000 | 2,559,000 | 3,888,000 | 5,200,000 |
| Noninterest income | 96,000 | 149,000 | 230,000 | 302,000 |
| Noninterest expense | 730,000 | 1,460,000 | 2,211,000 | 3,099,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 120,000 |
| Pretax income | 362,000 | 1,156,000 | 2,345,000 | 2,811,000 |
| Income tax | 38,000 | 143,000 | 366,000 | 440,000 |
| Net income | 324,000 | 1,013,000 | 1,979,000 | 2,371,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 29,989,000 | 30,678,000 | 31,644,000 | 32,035,000 |
| Total capital | 31,204,000 | 31,923,000 | 32,912,000 | 33,328,000 |
| Risk-weighted assets | 106,868,000 | 109,819,000 | 112,305,000 | 111,397,000 |