Call reports 2018
AUBURN STATE BANK — 2018
What AUBURN STATE BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 172,768,000 | 170,553,000 | 170,623,000 | 167,868,000 |
| Total loans | 79,134,000 | 83,621,000 | 87,758,000 | 86,324,000 |
| Allowance for loan losses | 1,117,000 | 1,136,000 | 1,166,000 | 1,198,000 |
| Securities available for sale | 46,163,000 | 46,554,000 | 44,697,000 | 44,722,000 |
| Securities held to maturity | 24,772,000 | 24,976,000 | 23,844,000 | 22,018,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 142,352,000 | 139,696,000 | 136,894,000 | 135,927,000 |
| Interest-bearing deposits | 119,614,000 | 117,253,000 | 115,979,000 | 113,172,000 |
| Noninterest-bearing deposits | 22,738,000 | 22,443,000 | 20,915,000 | 22,755,000 |
| Equity capital | 28,429,000 | 29,011,000 | 29,337,000 | 30,089,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,349,000 | 2,780,000 | 4,267,000 | 5,768,000 |
| Interest expense | 161,000 | 335,000 | 543,000 | 778,000 |
| Net interest income | 1,188,000 | 2,445,000 | 3,724,000 | 4,990,000 |
| Noninterest income | 73,000 | 181,000 | 260,000 | 337,000 |
| Noninterest expense | 640,000 | 1,267,000 | 1,923,000 | 2,757,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 120,000 |
| Pretax income | 591,000 | 1,273,000 | 1,974,000 | 2,453,000 |
| Income tax | 82,000 | 181,000 | 287,000 | 348,000 |
| Net income | 509,000 | 1,092,000 | 1,687,000 | 2,105,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 28,997,000 | 29,581,000 | 30,176,000 | 30,594,000 |
| Total capital | 30,114,000 | 30,717,000 | 31,342,000 | 31,792,000 |
| Risk-weighted assets | 101,201,000 | 104,138,000 | 109,738,000 | 106,822,000 |