Call reports 2017
AUBURN STATE BANK — 2017
What AUBURN STATE BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 171,563,000 | 169,749,000 | 169,045,000 | 167,133,000 |
| Total loans | 79,921,000 | 82,182,000 | 82,341,000 | 81,454,000 |
| Allowance for loan losses | 1,001,000 | 1,031,000 | 1,061,000 | 1,085,000 |
| Securities available for sale | 41,238,000 | 41,540,000 | 40,415,000 | 41,924,000 |
| Securities held to maturity | 25,840,000 | 26,031,000 | 25,133,000 | 24,028,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 141,686,000 | 139,102,000 | 137,953,000 | 136,151,000 |
| Interest-bearing deposits | 118,574,000 | 116,279,000 | 116,150,000 | 113,822,000 |
| Noninterest-bearing deposits | 23,112,000 | 22,823,000 | 21,803,000 | 22,329,000 |
| Equity capital | 27,489,000 | 28,298,000 | 28,726,000 | 28,884,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,296,000 | 2,630,000 | 3,996,000 | 5,365,000 |
| Interest expense | 135,000 | 274,000 | 418,000 | 573,000 |
| Net interest income | 1,161,000 | 2,356,000 | 3,578,000 | 4,792,000 |
| Noninterest income | 88,000 | 195,000 | 274,000 | 336,000 |
| Noninterest expense | 662,000 | 1,312,000 | 2,038,000 | 2,945,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 120,000 |
| Pretax income | 562,000 | 1,185,000 | 1,730,000 | 2,069,000 |
| Income tax | 137,000 | 263,000 | 376,000 | 347,000 |
| Net income | 425,000 | 922,000 | 1,354,000 | 1,722,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 27,657,000 | 28,154,000 | 28,586,000 | 28,954,000 |
| Total capital | 28,658,000 | 29,185,000 | 29,647,000 | 30,039,000 |
| Risk-weighted assets | 101,425,000 | 101,218,000 | 102,085,000 | 101,352,000 |