Call reports 2016
AUBURN STATE BANK — 2016
What AUBURN STATE BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 171,337,000 | 169,443,000 | 172,322,000 | 170,535,000 |
| Total loans | 83,907,000 | 83,802,000 | 84,606,000 | 84,157,000 |
| Allowance for loan losses | 884,000 | 914,000 | 941,000 | 972,000 |
| Securities available for sale | 33,692,000 | 41,200,000 | 42,274,000 | 39,120,000 |
| Securities held to maturity | 29,125,000 | 28,720,000 | 28,568,000 | 26,260,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 141,842,000 | 139,252,000 | 137,743,000 | 140,750,000 |
| Interest-bearing deposits | 119,467,000 | 118,985,000 | 117,548,000 | 116,542,000 |
| Noninterest-bearing deposits | 22,375,000 | 20,267,000 | 20,195,000 | 24,208,000 |
| Equity capital | 26,756,000 | 27,414,000 | 27,874,000 | 27,368,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,337,000 | 2,693,000 | 4,061,000 | 5,414,000 |
| Interest expense | 148,000 | 295,000 | 437,000 | 579,000 |
| Net interest income | 1,189,000 | 2,398,000 | 3,624,000 | 4,835,000 |
| Noninterest income | 95,000 | 196,000 | 294,000 | 399,000 |
| Noninterest expense | 744,000 | 1,483,000 | 2,139,000 | 2,916,000 |
| Provision for loan losses | 55,000 | 85,000 | 115,000 | 145,000 |
| Pretax income | 485,000 | 1,038,000 | 1,704,000 | 2,256,000 |
| Income tax | 114,000 | 228,000 | 341,000 | 501,000 |
| Net income | 371,000 | 810,000 | 1,363,000 | 1,755,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,312,000 | 26,752,000 | 27,304,000 | 27,697,000 |
| Total capital | 27,196,000 | 27,666,000 | 28,245,000 | 28,669,000 |
| Risk-weighted assets | 99,880,000 | 100,365,000 | 102,075,000 | 103,326,000 |