Call reports 2015
AUBURN STATE BANK — 2015
What AUBURN STATE BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 100,466,000 | 97,522,000 | 96,358,000 | 171,141,000 |
| Total loans | 58,105,000 | 61,335,000 | 62,047,000 | 87,471,000 |
| Allowance for loan losses | 587,000 | 603,000 | 615,000 | 865,000 |
| Securities available for sale | 11,750,000 | 11,061,000 | 10,795,000 | 32,650,000 |
| Securities held to maturity | 15,436,000 | 14,170,000 | 12,859,000 | 28,408,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 79,599,000 | 73,677,000 | 73,257,000 | 141,757,000 |
| Interest-bearing deposits | 63,263,000 | 61,600,000 | 62,153,000 | 116,895,000 |
| Noninterest-bearing deposits | 16,336,000 | 12,077,000 | 11,104,000 | 24,862,000 |
| Equity capital | 19,041,000 | 19,294,000 | 19,635,000 | 26,711,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 895,000 | 1,814,000 | 2,757,000 | 5,514,000 |
| Interest expense | 90,000 | 178,000 | 267,000 | 599,000 |
| Net interest income | 805,000 | 1,636,000 | 2,490,000 | 4,915,000 |
| Noninterest income | 90,000 | 191,000 | 283,000 | 456,000 |
| Noninterest expense | 502,000 | 951,000 | 1,462,000 | 3,152,000 |
| Provision for loan losses | 15,000 | 30,000 | 45,000 | 137,000 |
| Pretax income | 378,000 | 859,000 | 1,279,000 | 2,095,000 |
| Income tax | 83,000 | 225,000 | 339,000 | 480,000 |
| Net income | 295,000 | 634,000 | 940,000 | 1,615,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,834,000 | 19,173,000 | 19,479,000 | 26,407,000 |
| Total capital | 19,210,000 | 19,776,000 | 20,094,000 | 27,272,000 |
| Risk-weighted assets | 63,231,000 | 65,091,000 | 64,294,000 | 102,633,000 |