Call reports 2014
AUBURN STATE BANK — 2014
What AUBURN STATE BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 100,786,000 | 98,057,000 | 98,274,000 | 99,723,000 |
| Total loans | 51,580,000 | 54,842,000 | 57,390,000 | 59,086,000 |
| Allowance for loan losses | 520,000 | 524,000 | 572,000 | 575,000 |
| Securities available for sale | 12,039,000 | 11,982,000 | 12,489,000 | 12,056,000 |
| Securities held to maturity | 16,627,000 | 18,190,000 | 16,771,000 | 16,136,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 80,511,000 | 77,777,000 | 74,204,000 | 73,893,000 |
| Interest-bearing deposits | 66,614,000 | 66,539,000 | 63,546,000 | 61,914,000 |
| Noninterest-bearing deposits | 13,897,000 | 11,238,000 | 10,658,000 | 11,979,000 |
| Equity capital | 18,066,000 | 18,459,000 | 18,771,000 | 19,049,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 861,000 | 1,756,000 | 2,682,000 | 3,618,000 |
| Interest expense | 109,000 | 212,000 | 309,000 | 405,000 |
| Net interest income | 752,000 | 1,544,000 | 2,373,000 | 3,213,000 |
| Noninterest income | 92,000 | 196,000 | 291,000 | 385,000 |
| Noninterest expense | 485,000 | 945,000 | 1,429,000 | 1,997,000 |
| Provision for loan losses | 15,000 | 30,000 | 45,000 | 80,000 |
| Pretax income | 344,000 | 793,000 | 1,218,000 | 1,549,000 |
| Income tax | 96,000 | 218,000 | 332,000 | 374,000 |
| Net income | 248,000 | 575,000 | 886,000 | 1,175,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,972,000 | 18,299,000 | 18,610,000 | 18,899,000 |
| Total capital | 18,492,000 | 18,823,000 | 19,182,000 | 19,474,000 |
| Risk-weighted assets | 58,662,000 | 60,414,000 | 62,969,000 | 64,555,000 |