Call reports 2013
AUBURN STATE BANK — 2013
What AUBURN STATE BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 99,748,000 | 97,371,000 | 96,444,000 | 97,194,000 |
| Total loans | 50,824,000 | 53,097,000 | 56,539,000 | 55,047,000 |
| Allowance for loan losses | 462,000 | 475,000 | 516,000 | 507,000 |
| Securities available for sale | 10,971,000 | 7,633,000 | 11,731,000 | 11,410,000 |
| Securities held to maturity | 14,775,000 | 15,505,000 | 15,769,000 | 15,714,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 79,878,000 | 77,502,000 | 75,802,000 | 76,885,000 |
| Interest-bearing deposits | 65,228,000 | 64,788,000 | 63,843,000 | 63,106,000 |
| Noninterest-bearing deposits | 14,650,000 | 12,714,000 | 11,959,000 | 13,779,000 |
| Equity capital | 17,514,000 | 17,664,000 | 17,930,000 | 18,129,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 871,000 | 1,765,000 | 2,687,000 | 3,607,000 |
| Interest expense | 125,000 | 250,000 | 371,000 | 484,000 |
| Net interest income | 746,000 | 1,515,000 | 2,316,000 | 3,123,000 |
| Noninterest income | 81,000 | 186,000 | 279,000 | 375,000 |
| Noninterest expense | 442,000 | 904,000 | 1,462,000 | 2,035,000 |
| Provision for loan losses | 45,000 | 60,000 | 75,000 | 90,000 |
| Pretax income | 340,000 | 735,000 | 1,056,000 | 1,371,000 |
| Income tax | 96,000 | 198,000 | 273,000 | 337,000 |
| Net income | 244,000 | 537,000 | 783,000 | 1,034,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,293,000 | 17,586,000 | 17,832,000 | 18,084,000 |
| Total capital | 17,755,000 | 18,061,000 | 18,348,000 | 18,591,000 |
| Risk-weighted assets | 57,450,000 | 59,068,000 | 62,026,000 | 60,325,000 |