Call reports 2012
AUBURN STATE BANK — 2012
What AUBURN STATE BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 94,093,000 | 94,019,000 | 95,308,000 | 99,147,000 |
| Total loans | 45,233,000 | 47,359,000 | 50,025,000 | 53,145,000 |
| Allowance for loan losses | 515,000 | 511,000 | 519,000 | 422,000 |
| Securities available for sale | 13,466,000 | 12,618,000 | 12,177,000 | 10,924,000 |
| Securities held to maturity | 14,286,000 | 15,240,000 | 15,718,000 | 15,185,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 74,630,000 | 74,276,000 | 75,218,000 | 79,358,000 |
| Interest-bearing deposits | 64,034,000 | 63,893,000 | 64,554,000 | 64,580,000 |
| Noninterest-bearing deposits | 10,596,000 | 10,383,000 | 10,664,000 | 14,778,000 |
| Equity capital | 17,004,000 | 17,304,000 | 17,651,000 | 17,303,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 913,000 | 1,810,000 | 2,735,000 | 3,671,000 |
| Interest expense | 155,000 | 307,000 | 447,000 | 585,000 |
| Net interest income | 758,000 | 1,503,000 | 2,288,000 | 3,086,000 |
| Noninterest income | 91,000 | 194,000 | 280,000 | 365,000 |
| Noninterest expense | 505,000 | 979,000 | 1,456,000 | 2,159,000 |
| Provision for loan losses | 6,000 | 12,000 | 18,000 | 24,000 |
| Pretax income | 338,000 | 706,000 | 1,094,000 | 1,268,000 |
| Income tax | 61,000 | 121,000 | 182,000 | 294,000 |
| Net income | 277,000 | 585,000 | 912,000 | 974,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,712,000 | 17,020,000 | 17,348,000 | 17,049,000 |
| Total capital | 17,227,000 | 17,531,000 | 17,867,000 | 17,471,000 |
| Risk-weighted assets | 52,857,000 | 54,036,000 | 56,396,000 | 59,443,000 |