Call reports 2010
AUBURN STATE BANK — 2010
What AUBURN STATE BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 85,239,000 | 85,641,000 | 82,847,000 | 84,040,000 |
| Total loans | 49,234,000 | 51,818,000 | 47,138,000 | 49,377,000 |
| Allowance for loan losses | 536,000 | 536,000 | 540,000 | 529,000 |
| Securities available for sale | 14,556,000 | 14,021,000 | 13,457,000 | 14,465,000 |
| Securities held to maturity | 8,350,000 | 9,163,000 | 10,227,000 | 12,154,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 66,660,000 | 64,950,000 | 64,781,000 | 65,623,000 |
| Interest-bearing deposits | 58,678,000 | 56,881,000 | 56,830,000 | 56,625,000 |
| Noninterest-bearing deposits | 7,982,000 | 8,069,000 | 7,951,000 | 8,998,000 |
| Equity capital | 15,636,000 | 16,018,000 | 16,279,000 | 16,400,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 978,000 | 1,991,000 | 3,004,000 | 4,032,000 |
| Interest expense | 236,000 | 508,000 | 774,000 | 987,000 |
| Net interest income | 742,000 | 1,483,000 | 2,230,000 | 3,045,000 |
| Noninterest income | 75,000 | 185,000 | 273,000 | 358,000 |
| Noninterest expense | 463,000 | 939,000 | 1,424,000 | 2,034,000 |
| Provision for loan losses | 23,000 | 29,000 | 35,000 | 41,000 |
| Pretax income | 331,000 | 700,000 | 1,044,000 | 1,328,000 |
| Income tax | 81,000 | 163,000 | 245,000 | 315,000 |
| Net income | 250,000 | 537,000 | 799,000 | 1,013,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,445,000 | 15,733,000 | 15,994,000 | 16,208,000 |
| Total capital | 15,981,000 | 16,269,000 | 16,534,000 | 16,737,000 |
| Risk-weighted assets | 54,418,000 | 56,187,000 | 51,909,000 | 53,815,000 |