Call reports 2009
AUBURN STATE BANK — 2009
What AUBURN STATE BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 75,439,000 | 77,565,000 | 79,402,000 | 80,144,000 |
| Total loans | 42,462,000 | 43,298,000 | 46,399,000 | 49,487,000 |
| Allowance for loan losses | 491,000 | 495,000 | 507,000 | 513,000 |
| Securities available for sale | 12,955,000 | 14,222,000 | 14,196,000 | 13,699,000 |
| Securities held to maturity | 8,541,000 | 8,025,000 | 7,676,000 | 7,601,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 59,399,000 | 60,945,000 | 62,397,000 | 62,993,000 |
| Interest-bearing deposits | 51,562,000 | 53,632,000 | 54,602,000 | 55,588,000 |
| Noninterest-bearing deposits | 7,837,000 | 7,313,000 | 7,795,000 | 7,405,000 |
| Equity capital | 15,026,000 | 15,335,000 | 15,687,000 | 15,745,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 978,000 | 1,945,000 | 2,920,000 | 3,898,000 |
| Interest expense | 263,000 | 497,000 | 727,000 | 966,000 |
| Net interest income | 715,000 | 1,448,000 | 2,193,000 | 2,932,000 |
| Noninterest income | 88,000 | 185,000 | 277,000 | 373,000 |
| Noninterest expense | 424,000 | 873,000 | 1,378,000 | 1,931,000 |
| Provision for loan losses | 6,000 | 12,000 | 28,000 | 34,000 |
| Pretax income | 373,000 | 748,000 | 1,064,000 | 1,340,000 |
| Income tax | 47,000 | 101,000 | 155,000 | 328,000 |
| Net income | 326,000 | 647,000 | 909,000 | 1,012,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,870,000 | 15,190,000 | 15,452,000 | 15,556,000 |
| Total capital | 15,361,000 | 15,685,000 | 15,959,000 | 16,069,000 |
| Risk-weighted assets | 45,943,000 | 49,608,000 | 51,641,000 | 54,316,000 |