Call reports 2008
AUBURN STATE BANK — 2008
What AUBURN STATE BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 75,739,000 | 74,332,000 | 72,867,000 | 75,514,000 |
| Total loans | 44,908,000 | 44,523,000 | 46,204,000 | 43,918,000 |
| Allowance for loan losses | 507,000 | 512,000 | 511,000 | 497,000 |
| Securities available for sale | 13,203,000 | 13,306,000 | 12,008,000 | 12,879,000 |
| Securities held to maturity | 8,052,000 | 9,494,000 | 9,171,000 | 8,620,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 60,157,000 | 58,797,000 | 56,973,000 | 58,678,000 |
| Interest-bearing deposits | 51,420,000 | 50,712,000 | 50,240,000 | 49,677,000 |
| Noninterest-bearing deposits | 8,737,000 | 8,085,000 | 6,733,000 | 9,001,000 |
| Equity capital | 14,451,000 | 14,553,000 | 14,891,000 | 15,027,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 1,056,000 | 2,083,000 | 3,119,000 | 4,127,000 |
| Interest expense | 402,000 | 740,000 | 1,047,000 | 1,337,000 |
| Net interest income | 654,000 | 1,343,000 | 2,072,000 | 2,790,000 |
| Noninterest income | 85,000 | 185,000 | 275,000 | 356,000 |
| Noninterest expense | 441,000 | 891,000 | 1,358,000 | 1,845,000 |
| Provision for loan losses | 0 | 3,000 | 6,000 | 315,000 |
| Pretax income | 298,000 | 634,000 | 983,000 | 986,000 |
| Income tax | 81,000 | 161,000 | 242,000 | 224,000 |
| Net income | 217,000 | 473,000 | 741,000 | 762,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,358,000 | 14,614,000 | 14,882,000 | 14,903,000 |
| Total capital | 14,865,000 | 15,126,000 | 15,393,000 | 15,400,000 |
| Risk-weighted assets | 46,674,000 | 46,409,000 | 47,623,000 | 46,721,000 |