Call reports 2007
AUBURN STATE BANK — 2007
What AUBURN STATE BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 73,075,000 | 71,832,000 | 72,267,000 | 72,735,000 |
| Total loans | 43,477,000 | 44,221,000 | 44,549,000 | 44,227,000 |
| Allowance for loan losses | 532,000 | 531,000 | 511,000 | 511,000 |
| Securities available for sale | 14,401,000 | 14,930,000 | 13,574,000 | 13,453,000 |
| Securities held to maturity | 4,812,000 | 5,611,000 | 5,731,000 | 6,956,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 58,277,000 | 56,950,000 | 56,971,000 | 57,170,000 |
| Interest-bearing deposits | 51,470,000 | 50,515,000 | 50,259,000 | 49,912,000 |
| Noninterest-bearing deposits | 6,807,000 | 6,435,000 | 6,712,000 | 7,258,000 |
| Equity capital | 13,740,000 | 13,922,000 | 14,223,000 | 14,454,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 1,042,000 | 2,102,000 | 3,184,000 | 4,270,000 |
| Interest expense | 431,000 | 871,000 | 1,312,000 | 1,750,000 |
| Net interest income | 611,000 | 1,231,000 | 1,872,000 | 2,520,000 |
| Noninterest income | 82,000 | 185,000 | 279,000 | 371,000 |
| Noninterest expense | 415,000 | 846,000 | 1,289,000 | 1,769,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 278,000 | 570,000 | 862,000 | 1,122,000 |
| Income tax | 77,000 | 153,000 | 230,000 | 302,000 |
| Net income | 201,000 | 417,000 | 632,000 | 820,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,882,000 | 14,098,000 | 14,313,000 | 14,501,000 |
| Total capital | 14,414,000 | 14,629,000 | 14,824,000 | 15,012,000 |
| Risk-weighted assets | 44,311,000 | 44,829,000 | 45,473,000 | 45,764,000 |