Call reports 2006
AUBURN STATE BANK — 2006
What AUBURN STATE BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 71,385,000 | 71,028,000 | 70,802,000 | 71,402,000 |
| Total loans | 44,187,000 | 45,968,000 | 46,255,000 | 45,056,000 |
| Allowance for loan losses | 533,000 | 532,000 | 532,000 | 532,000 |
| Securities available for sale | 15,843,000 | 15,259,000 | 14,858,000 | 13,509,000 |
| Securities held to maturity | 4,342,000 | 4,172,000 | 4,322,000 | 4,297,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 57,527,000 | 57,076,000 | 54,888,000 | 56,619,000 |
| Interest-bearing deposits | 51,270,000 | 51,308,000 | 49,763,000 | 50,167,000 |
| Noninterest-bearing deposits | 6,257,000 | 5,768,000 | 5,125,000 | 6,452,000 |
| Equity capital | 13,163,000 | 13,337,000 | 13,638,000 | 13,857,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 973,000 | 1,968,000 | 3,006,000 | 4,038,000 |
| Interest expense | 347,000 | 720,000 | 1,124,000 | 1,547,000 |
| Net interest income | 626,000 | 1,248,000 | 1,882,000 | 2,491,000 |
| Noninterest income | 78,000 | 171,000 | 257,000 | 353,000 |
| Noninterest expense | 393,000 | 792,000 | 1,236,000 | 1,715,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 311,000 | 627,000 | 903,000 | 1,129,000 |
| Income tax | 85,000 | 170,000 | 254,000 | 322,000 |
| Net income | 226,000 | 457,000 | 649,000 | 807,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,461,000 | 13,691,000 | 13,883,000 | 14,041,000 |
| Total capital | 13,994,000 | 14,223,000 | 14,415,000 | 14,573,000 |
| Risk-weighted assets | 43,641,000 | 45,081,000 | 45,612,000 | 45,040,000 |