Call reports 2004
AUBURN STATE BANK — 2004
What AUBURN STATE BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 70,249,000 | 69,653,000 | 69,392,000 | 69,897,000 |
| Total loans | 38,023,000 | 39,568,000 | 42,184,000 | 39,691,000 |
| Allowance for loan losses | 566,000 | 566,000 | 567,000 | 567,000 |
| Securities available for sale | 16,252,000 | 18,170,000 | 17,544,000 | 17,578,000 |
| Securities held to maturity | 4,584,000 | 4,352,000 | 3,923,000 | 4,049,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 56,938,000 | 56,618,000 | 55,699,000 | 56,292,000 |
| Interest-bearing deposits | 50,803,000 | 50,260,000 | 49,520,000 | 49,865,000 |
| Noninterest-bearing deposits | 6,135,000 | 6,358,000 | 6,179,000 | 6,427,000 |
| Equity capital | 12,622,000 | 12,567,000 | 12,964,000 | 13,048,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 881,000 | 1,766,000 | 2,673,000 | 3,585,000 |
| Interest expense | 243,000 | 476,000 | 709,000 | 946,000 |
| Net interest income | 638,000 | 1,290,000 | 1,964,000 | 2,639,000 |
| Noninterest income | 77,000 | 154,000 | 236,000 | 326,000 |
| Noninterest expense | 390,000 | 796,000 | 1,231,000 | 1,732,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 325,000 | 648,000 | 969,000 | 1,233,000 |
| Income tax | 85,000 | 171,000 | 256,000 | 359,000 |
| Net income | 240,000 | 477,000 | 713,000 | 874,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,446,000 | 12,683,000 | 12,918,000 | 13,079,000 |
| Total capital | 12,934,000 | 13,180,000 | 13,439,000 | 13,582,000 |
| Risk-weighted assets | 38,999,000 | 39,691,000 | 41,858,000 | 40,169,000 |