Call reports 2003
AUBURN STATE BANK — 2003
What AUBURN STATE BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 66,383,000 | 66,213,000 | 67,236,000 | 69,569,000 |
| Total loans | 39,166,000 | 39,323,000 | 39,786,000 | 39,177,000 |
| Allowance for loan losses | 564,000 | 565,000 | 565,000 | 566,000 |
| Securities available for sale | 13,416,000 | 13,283,000 | 13,197,000 | 15,340,000 |
| Securities held to maturity | 5,200,000 | 4,486,000 | 4,521,000 | 4,415,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 53,615,000 | 53,238,000 | 54,077,000 | 56,320,000 |
| Interest-bearing deposits | 48,763,000 | 48,168,000 | 49,110,000 | 51,025,000 |
| Noninterest-bearing deposits | 4,852,000 | 5,070,000 | 4,967,000 | 5,295,000 |
| Equity capital | 12,204,000 | 12,488,000 | 12,559,000 | 12,656,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 954,000 | 1,942,000 | 2,859,000 | 3,767,000 |
| Interest expense | 296,000 | 574,000 | 846,000 | 1,106,000 |
| Net interest income | 658,000 | 1,368,000 | 2,013,000 | 2,661,000 |
| Noninterest income | 58,000 | 133,000 | 204,000 | 275,000 |
| Noninterest expense | 363,000 | 777,000 | 1,227,000 | 1,704,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 353,000 | 724,000 | 990,000 | 1,232,000 |
| Income tax | 82,000 | 163,000 | 245,000 | 356,000 |
| Net income | 271,000 | 561,000 | 745,000 | 876,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,961,000 | 12,250,000 | 12,434,000 | 12,566,000 |
| Total capital | 12,439,000 | 12,734,000 | 12,927,000 | 13,068,000 |
| Risk-weighted assets | 38,182,000 | 38,630,000 | 39,365,000 | 40,100,000 |