Call reports 2002
AUBURN STATE BANK — 2002
What AUBURN STATE BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 66,370,000 | 65,648,000 | 64,920,000 | 66,529,000 |
| Total loans | 38,084,000 | 40,162,000 | 40,710,000 | 39,373,000 |
| Allowance for loan losses | 413,000 | 583,000 | 578,000 | 578,000 |
| Securities available for sale | 14,213,000 | 14,930,000 | 14,228,000 | 13,233,000 |
| Securities held to maturity | 6,375,000 | 5,936,000 | 5,462,000 | 5,218,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 54,112,000 | 53,132,000 | 52,023,000 | 53,558,000 |
| Interest-bearing deposits | 49,098,000 | 48,263,000 | 47,569,000 | 47,996,000 |
| Noninterest-bearing deposits | 5,014,000 | 4,869,000 | 4,454,000 | 5,562,000 |
| Equity capital | 11,667,000 | 11,886,000 | 12,279,000 | 12,352,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 1,045,000 | 2,104,000 | 3,184,000 | 4,194,000 |
| Interest expense | 428,000 | 817,000 | 1,159,000 | 1,480,000 |
| Net interest income | 617,000 | 1,287,000 | 2,025,000 | 2,714,000 |
| Noninterest income | 58,000 | 136,000 | 210,000 | 282,000 |
| Noninterest expense | 385,000 | 810,000 | 1,220,000 | 1,799,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 292,000 | 615,000 | 1,017,000 | 1,199,000 |
| Income tax | 62,000 | 123,000 | 184,000 | 333,000 |
| Net income | 230,000 | 492,000 | 833,000 | 866,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,526,000 | 11,618,000 | 11,959,000 | 12,050,000 |
| Total capital | 11,939,000 | 12,124,000 | 12,465,000 | 12,547,000 |
| Risk-weighted assets | 39,094,000 | 40,371,000 | 40,414,000 | 39,662,000 |