Call reports 2025
BANK FORWARD — 2025
What BANK FORWARD reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 1,054,000,000 | 1,032,295,000 | 1,052,326,000 | 1,135,353,000 |
| Total loans | 840,083,000 | 846,187,000 | 857,639,000 | 869,740,000 |
| Allowance for loan losses | 5,837,000 | 5,618,000 | 6,109,000 | 6,244,000 |
| Securities available for sale | 47,516,000 | 46,861,000 | 46,275,000 | 45,866,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 873,294,000 | 824,317,000 | 840,592,000 | 925,563,000 |
| Interest-bearing deposits | 660,452,000 | 625,611,000 | 631,908,000 | 705,704,000 |
| Noninterest-bearing deposits | 212,842,000 | 198,706,000 | 208,684,000 | 219,859,000 |
| Equity capital | 114,898,000 | 113,374,000 | 117,535,000 | 121,849,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 13,375,000 | 27,416,000 | 41,711,000 | 56,155,000 |
| Interest expense | 5,100,000 | 10,047,000 | 15,055,000 | 20,214,000 |
| Net interest income | 8,275,000 | 17,369,000 | 26,656,000 | 35,941,000 |
| Noninterest income | 6,404,000 | 11,103,000 | 17,326,000 | 23,540,000 |
| Noninterest expense | 9,462,000 | 19,107,000 | 29,060,000 | 40,530,000 |
| Provision for loan losses | 184,000 | -36,000 | 338,000 | 474,000 |
| Pretax income | 5,045,000 | 9,432,000 | 14,593,000 | 18,477,000 |
| Income tax | 5,000 | 5,000 | 5,000 | 5,000 |
| Net income | 5,040,000 | 9,427,000 | 14,588,000 | 18,472,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 113,571,000 | 111,804,000 | 115,272,000 | 119,206,000 |