Call reports 2019
BANK FORWARD — 2019
What BANK FORWARD reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 645,725,000 | 637,202,000 | 654,833,000 | 717,012,000 |
| Total loans | 508,830,000 | 533,253,000 | 544,636,000 | 558,289,000 |
| Allowance for loan losses | 5,520,000 | 5,968,000 | 6,148,000 | 6,813,000 |
| Securities available for sale | 33,949,000 | 30,312,000 | 29,651,000 | 40,483,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 529,883,000 | 524,401,000 | 540,323,000 | 603,870,000 |
| Interest-bearing deposits | 418,681,000 | 412,354,000 | 419,173,000 | 467,150,000 |
| Noninterest-bearing deposits | 111,202,000 | 112,047,000 | 121,150,000 | 136,720,000 |
| Equity capital | 63,762,000 | 66,769,000 | 70,355,000 | 73,522,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 7,597,000 | 15,761,000 | 24,151,000 | 32,727,000 |
| Interest expense | 1,172,000 | 2,697,000 | 4,351,000 | 6,092,000 |
| Net interest income | 6,425,000 | 13,064,000 | 19,800,000 | 26,635,000 |
| Noninterest income | 3,815,000 | 7,107,000 | 10,876,000 | 14,290,000 |
| Noninterest expense | 6,781,000 | 13,839,000 | 20,761,000 | 28,701,000 |
| Provision for loan losses | 185,000 | 622,000 | 811,000 | 1,500,000 |
| Pretax income | 3,274,000 | 5,710,000 | 9,104,000 | 10,724,000 |
| Income tax | 2,000 | 2,000 | 2,000 | 2,000 |
| Net income | 3,272,000 | 5,708,000 | 9,102,000 | 10,722,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 57,256,000 | 60,056,000 | 63,635,000 | 66,890,000 |
| Total capital | 62,808,000 | 66,055,000 | 69,819,000 | 73,739,000 |
| Risk-weighted assets | 514,785,000 | 536,522,000 | 551,893,000 | 577,189,000 |