Call reports 2018
BANK FORWARD — 2018
What BANK FORWARD reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 567,646,000 | 566,966,000 | 596,034,000 | 611,574,000 |
| Total loans | 452,593,000 | 489,772,000 | 515,859,000 | 515,746,000 |
| Allowance for loan losses | 5,399,000 | 5,599,000 | 5,550,000 | 5,479,000 |
| Securities available for sale | 31,455,000 | 31,067,000 | 30,367,000 | 35,335,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 445,616,000 | 432,033,000 | 446,824,000 | 491,600,000 |
| Interest-bearing deposits | 335,275,000 | 327,757,000 | 338,636,000 | 365,402,000 |
| Noninterest-bearing deposits | 110,341,000 | 104,276,000 | 108,188,000 | 126,198,000 |
| Equity capital | 59,996,000 | 58,983,000 | 62,110,000 | 64,320,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 6,346,000 | 13,191,000 | 20,695,000 | 28,306,000 |
| Interest expense | 690,000 | 1,443,000 | 2,352,000 | 3,504,000 |
| Net interest income | 5,656,000 | 11,748,000 | 18,343,000 | 24,802,000 |
| Noninterest income | 3,783,000 | 6,682,000 | 10,172,000 | 13,248,000 |
| Noninterest expense | 6,532,000 | 13,072,000 | 19,959,000 | 26,868,000 |
| Provision for loan losses | 0 | 0 | 0 | 250,000 |
| Pretax income | 2,907,000 | 5,358,000 | 8,556,000 | 10,932,000 |
| Income tax | 2,000 | 2,000 | 2,000 | 2,000 |
| Net income | 2,905,000 | 5,356,000 | 8,554,000 | 10,930,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 53,739,000 | 52,863,000 | 56,306,000 | 58,195,000 |
| Total capital | 59,176,000 | 58,501,000 | 61,887,000 | 63,700,000 |
| Risk-weighted assets | 453,060,000 | 486,695,000 | 517,407,000 | 524,186,000 |