Call reports 2017
BANK FORWARD — 2017
What BANK FORWARD reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 558,324,000 | 551,979,000 | 541,309,000 | 555,878,000 |
| Total loans | 404,054,000 | 446,915,000 | 457,603,000 | 467,228,000 |
| Allowance for loan losses | 5,032,000 | 5,155,000 | 5,212,000 | 5,151,000 |
| Securities available for sale | 35,073,000 | 35,737,000 | 34,716,000 | 32,710,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 452,178,000 | 437,754,000 | 429,705,000 | 442,623,000 |
| Interest-bearing deposits | 342,604,000 | 332,105,000 | 323,990,000 | 326,673,000 |
| Noninterest-bearing deposits | 109,574,000 | 105,649,000 | 105,715,000 | 115,950,000 |
| Equity capital | 56,547,000 | 54,804,000 | 56,908,000 | 58,317,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 5,498,000 | 11,620,000 | 17,973,000 | 24,389,000 |
| Interest expense | 617,000 | 1,266,000 | 1,934,000 | 2,603,000 |
| Net interest income | 4,881,000 | 10,354,000 | 16,039,000 | 21,786,000 |
| Noninterest income | 3,515,000 | 6,415,000 | 9,804,000 | 12,922,000 |
| Noninterest expense | 6,570,000 | 13,167,000 | 19,674,000 | 26,417,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,826,000 | 3,602,000 | 6,112,000 | 8,159,000 |
| Income tax | 2,000 | 2,000 | 2,000 | 2,000 |
| Net income | 1,824,000 | 3,600,000 | 6,110,000 | 8,157,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 50,137,000 | 48,098,000 | 50,268,000 | 51,946,000 |
| Total capital | 55,194,000 | 53,282,000 | 55,513,000 | 57,131,000 |
| Risk-weighted assets | 410,734,000 | 453,391,000 | 457,483,000 | 462,896,000 |