Call reports 2014
BANK FORWARD — 2014
What BANK FORWARD reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 494,418,000 | 476,613,000 | 486,823,000 | 493,891,000 |
| Total loans | 362,897,000 | 384,208,000 | 399,457,000 | 396,612,000 |
| Allowance for loan losses | 5,343,000 | 5,402,000 | 5,128,000 | 5,462,000 |
| Securities available for sale | 50,445,000 | 42,595,000 | 41,375,000 | 40,693,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 414,289,000 | 393,365,000 | 389,532,000 | 410,984,000 |
| Interest-bearing deposits | 327,113,000 | 306,669,000 | 299,645,000 | 303,909,000 |
| Noninterest-bearing deposits | 87,176,000 | 86,696,000 | 89,887,000 | 107,075,000 |
| Equity capital | 47,811,000 | 48,515,000 | 49,300,000 | 50,958,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 4,724,000 | 9,718,000 | 14,803,000 | 19,887,000 |
| Interest expense | 666,000 | 1,274,000 | 1,860,000 | 2,472,000 |
| Net interest income | 4,058,000 | 8,444,000 | 12,943,000 | 17,415,000 |
| Noninterest income | 3,222,000 | 6,105,000 | 9,151,000 | 11,835,000 |
| Noninterest expense | 5,943,000 | 12,131,000 | 18,105,000 | 23,949,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,337,000 | 2,406,000 | 3,977,000 | 5,289,000 |
| Income tax | 37,000 | 78,000 | 140,000 | 214,000 |
| Net income | 1,300,000 | 2,328,000 | 3,837,000 | 5,075,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 40,208,000 | 40,761,000 | 41,641,000 | 43,047,000 |
| Total capital | 45,139,000 | 45,862,000 | 46,780,000 | 48,295,000 |
| Risk-weighted assets | 393,125,000 | 406,908,000 | 414,450,000 | 418,811,000 |