Call reports 2012
BANK FORWARD — 2012
What BANK FORWARD reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 475,707,000 | 449,616,000 | 460,000,000 | 476,954,000 |
| Total loans | 327,653,000 | 350,750,000 | 368,066,000 | 375,869,000 |
| Allowance for loan losses | 6,183,000 | 6,132,000 | 6,229,000 | 5,113,000 |
| Securities available for sale | 93,760,000 | 50,183,000 | 45,182,000 | 42,010,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 380,108,000 | 353,784,000 | 357,057,000 | 391,407,000 |
| Interest-bearing deposits | 307,131,000 | 286,622,000 | 276,800,000 | 290,273,000 |
| Noninterest-bearing deposits | 72,977,000 | 67,162,000 | 80,257,000 | 101,134,000 |
| Equity capital | 47,170,000 | 47,621,000 | 47,663,000 | 47,673,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 5,098,000 | 10,501,000 | 15,618,000 | 20,660,000 |
| Interest expense | 1,169,000 | 2,212,000 | 3,038,000 | 3,754,000 |
| Net interest income | 3,929,000 | 8,289,000 | 12,580,000 | 16,906,000 |
| Noninterest income | 2,421,000 | 4,024,000 | 6,361,000 | 7,982,000 |
| Noninterest expense | 4,874,000 | 10,148,000 | 15,444,000 | 21,109,000 |
| Provision for loan losses | 95,000 | 98,000 | 98,000 | 295,000 |
| Pretax income | 1,381,000 | 2,520,000 | 3,857,000 | 3,942,000 |
| Income tax | 26,000 | 72,000 | 174,000 | 266,000 |
| Net income | 1,355,000 | 2,448,000 | 3,683,000 | 3,676,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 38,361,000 | 39,241,000 | 39,049,000 | 39,050,000 |
| Total capital | 48,870,000 | 43,899,000 | 43,926,000 | 44,028,000 |
| Risk-weighted assets | 359,023,000 | 371,166,000 | 388,765,000 | 400,255,000 |