Call reports 2011
BANK FORWARD — 2011
What BANK FORWARD reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 491,412,000 | 468,717,000 | 455,616,000 | 471,627,000 |
| Total loans | 352,492,000 | 357,978,000 | 355,276,000 | 351,949,000 |
| Allowance for loan losses | 7,515,000 | 7,786,000 | 6,917,000 | 6,903,000 |
| Securities available for sale | 88,631,000 | 62,966,000 | 40,218,000 | 62,610,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 391,966,000 | 369,076,000 | 358,424,000 | 373,981,000 |
| Interest-bearing deposits | 331,014,000 | 310,420,000 | 295,582,000 | 295,061,000 |
| Noninterest-bearing deposits | 60,952,000 | 58,656,000 | 62,842,000 | 78,920,000 |
| Equity capital | 41,983,000 | 43,836,000 | 45,603,000 | 45,715,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 5,479,000 | 11,069,000 | 16,586,000 | 21,948,000 |
| Interest expense | 1,731,000 | 3,322,000 | 4,718,000 | 6,004,000 |
| Net interest income | 3,748,000 | 7,747,000 | 11,868,000 | 15,944,000 |
| Noninterest income | 2,096,000 | 3,481,000 | 5,171,000 | 6,371,000 |
| Noninterest expense | 4,809,000 | 9,713,000 | 14,524,000 | 18,838,000 |
| Provision for loan losses | 787,000 | 787,000 | 1,037,000 | 1,969,000 |
| Pretax income | 551,000 | 1,195,000 | 2,131,000 | 2,259,000 |
| Income tax | 8,000 | 8,000 | 8,000 | 150,000 |
| Net income | 543,000 | 1,187,000 | 2,123,000 | 2,109,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 35,094,000 | 35,834,000 | 36,665,000 | 36,942,000 |
| Total capital | 45,756,000 | 46,457,000 | 47,285,000 | 47,630,000 |
| Risk-weighted assets | 368,996,000 | 366,570,000 | 367,319,000 | 372,785,000 |