Call reports 2010
BANK FORWARD — 2010
What BANK FORWARD reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 494,888,000 | 477,448,000 | 483,589,000 | 485,068,000 |
| Total loans | 376,842,000 | 378,877,000 | 373,293,000 | 372,246,000 |
| Allowance for loan losses | 6,291,000 | 6,659,000 | 6,755,000 | 9,058,000 |
| Securities available for sale | 57,592,000 | 49,977,000 | 53,582,000 | 67,684,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 391,563,000 | 373,557,000 | 375,522,000 | 381,940,000 |
| Interest-bearing deposits | 340,252,000 | 322,607,000 | 320,355,000 | 325,469,000 |
| Noninterest-bearing deposits | 51,311,000 | 50,950,000 | 55,167,000 | 56,471,000 |
| Equity capital | 41,369,000 | 41,639,000 | 46,509,000 | 41,516,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 6,051,000 | 12,050,000 | 18,202,000 | 24,097,000 |
| Interest expense | 2,290,000 | 4,411,000 | 6,486,000 | 8,465,000 |
| Net interest income | 3,761,000 | 7,639,000 | 11,716,000 | 15,632,000 |
| Noninterest income | 1,966,000 | 3,636,000 | 5,755,000 | 5,801,000 |
| Noninterest expense | 4,738,000 | 9,490,000 | 14,352,000 | 19,096,000 |
| Provision for loan losses | 342,000 | 1,017,000 | 2,364,000 | 5,781,000 |
| Pretax income | 647,000 | 883,000 | 948,000 | -3,343,000 |
| Income tax | 44,000 | 48,000 | 52,000 | -131,000 |
| Net income | 603,000 | 835,000 | 896,000 | -3,212,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 31,746,000 | 32,083,000 | 37,249,000 | 34,447,000 |
| Total capital | 42,696,000 | 42,983,000 | 47,980,000 | 45,320,000 |
| Risk-weighted assets | 396,239,000 | 389,467,000 | 386,344,000 | 384,899,000 |