Call reports 2001
BANK FORWARD — 2001
What BANK FORWARD reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 165,364,000 | 172,281,000 | 173,793,000 | 172,881,000 |
| Total loans | 120,034,000 | 132,347,000 | 133,121,000 | 131,129,000 |
| Allowance for loan losses | 1,365,000 | 1,488,000 | 1,619,000 | 1,538,000 |
| Securities available for sale | 30,246,000 | 28,708,000 | 27,546,000 | 28,961,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 149,250,000 | 147,523,000 | 149,754,000 | 152,938,000 |
| Interest-bearing deposits | 134,733,000 | 133,055,000 | 133,694,000 | 135,622,000 |
| Noninterest-bearing deposits | 14,517,000 | 14,468,000 | 16,060,000 | 17,316,000 |
| Equity capital | 12,805,000 | 12,336,000 | 13,222,000 | 12,693,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 3,401,000 | 6,642,000 | 10,187,000 | 13,213,000 |
| Interest expense | 1,616,000 | 3,264,000 | 4,918,000 | 6,328,000 |
| Net interest income | 1,785,000 | 3,378,000 | 5,269,000 | 6,885,000 |
| Noninterest income | 287,000 | 563,000 | 836,000 | 1,068,000 |
| Noninterest expense | 1,413,000 | 2,915,000 | 4,388,000 | 5,862,000 |
| Provision for loan losses | 45,000 | 136,000 | 228,000 | 320,000 |
| Pretax income | 638,000 | 910,000 | 1,515,000 | 1,906,000 |
| Income tax | 46,000 | 64,000 | 106,000 | 134,000 |
| Net income | 592,000 | 846,000 | 1,409,000 | 1,772,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,743,000 | 12,239,000 | 12,808,000 | 12,704,000 |
| Total capital | 14,108,000 | 13,727,000 | 14,427,000 | 14,242,000 |
| Risk-weighted assets | 126,331,000 | 136,298,000 | 138,365,000 | 137,705,000 |