Call reports 2025
BANK OF EASTON — 2025
What BANK OF EASTON reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 210,706,000 | 235,604,000 | 240,436,000 | 245,000,000 |
| Total loans | 113,043,000 | 116,585,000 | 118,116,000 | 121,009,000 |
| Allowance for loan losses | 652,000 | 662,000 | 683,000 | 677,000 |
| Securities available for sale | 53,598,000 | 57,812,000 | 58,188,000 | 58,760,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 187,038,000 | 211,384,000 | 215,271,000 | 218,996,000 |
| Interest-bearing deposits | 155,460,000 | 163,376,000 | 178,089,000 | 182,640,000 |
| Noninterest-bearing deposits | 31,578,000 | 48,008,000 | 37,182,000 | 36,356,000 |
| Equity capital | 21,083,000 | 21,670,000 | 22,583,000 | 23,314,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 2,086,000 | 4,286,000 | 6,833,000 | 9,336,000 |
| Interest expense | 1,160,000 | 2,335,000 | 3,614,000 | 4,838,000 |
| Net interest income | 926,000 | 1,951,000 | 3,219,000 | 4,498,000 |
| Noninterest income | 105,000 | 221,000 | 316,000 | 413,000 |
| Noninterest expense | 760,000 | 1,577,000 | 2,366,000 | 3,193,000 |
| Provision for loan losses | 7,000 | 17,000 | 40,000 | 35,000 |
| Pretax income | 264,000 | 578,000 | 1,127,000 | 1,676,000 |
| Income tax | 45,000 | 102,000 | 227,000 | 343,000 |
| Net income | 219,000 | 476,000 | 900,000 | 1,333,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,639,000 | 23,896,000 | 24,320,000 | 24,753,000 |