Call reports 2023
BANK OF EASTON — 2023
What BANK OF EASTON reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 192,895,000 | 191,674,000 | 193,061,000 | 195,619,000 |
| Total loans | 99,626,000 | 101,668,000 | 102,746,000 | 111,215,000 |
| Allowance for loan losses | 596,000 | 601,000 | 602,000 | 608,000 |
| Securities available for sale | 59,297,000 | 58,032,000 | 56,459,000 | 55,732,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 171,857,000 | 170,865,000 | 173,616,000 | 173,535,000 |
| Interest-bearing deposits | 136,728,000 | 135,455,000 | 138,546,000 | 136,452,000 |
| Noninterest-bearing deposits | 35,129,000 | 35,410,000 | 35,070,000 | 37,083,000 |
| Equity capital | 18,139,000 | 18,086,000 | 17,424,000 | 19,519,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 1,592,000 | 3,339,000 | 5,164,000 | 7,025,000 |
| Interest expense | 538,000 | 1,260,000 | 2,111,000 | 3,021,000 |
| Net interest income | 1,054,000 | 2,079,000 | 3,053,000 | 4,004,000 |
| Noninterest income | 95,000 | 484,000 | 577,000 | 669,000 |
| Noninterest expense | 651,000 | 1,403,000 | 2,102,000 | 2,857,000 |
| Provision for loan losses | 4,000 | 9,000 | 10,000 | 16,000 |
| Pretax income | 494,000 | 1,151,000 | 1,518,000 | 1,729,000 |
| Income tax | 111,000 | 271,000 | 346,000 | 376,000 |
| Net income | 383,000 | 880,000 | 1,172,000 | 1,353,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,616,000 | 22,113,000 | 22,404,000 | 22,586,000 |