Call reports 2021
BANK OF EASTON — 2021
What BANK OF EASTON reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 184,180,000 | 184,054,000 | 184,488,000 | 191,512,000 |
| Total loans | 88,681,000 | 92,692,000 | 92,252,000 | 94,644,000 |
| Allowance for loan losses | 524,000 | 525,000 | 527,000 | 530,000 |
| Securities available for sale | 48,347,000 | 48,874,000 | 50,011,000 | 51,033,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 161,754,000 | 161,199,000 | 161,458,000 | 168,376,000 |
| Interest-bearing deposits | 125,076,000 | 124,176,000 | 123,762,000 | 124,842,000 |
| Noninterest-bearing deposits | 36,678,000 | 37,023,000 | 37,696,000 | 43,534,000 |
| Equity capital | 19,449,000 | 19,872,000 | 19,981,000 | 20,027,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 1,012,000 | 2,036,000 | 3,066,000 | 4,087,000 |
| Interest expense | 174,000 | 327,000 | 464,000 | 580,000 |
| Net interest income | 838,000 | 1,709,000 | 2,602,000 | 3,507,000 |
| Noninterest income | 112,000 | 200,000 | 312,000 | 436,000 |
| Noninterest expense | 600,000 | 1,219,000 | 1,871,000 | 2,539,000 |
| Provision for loan losses | 3,000 | 4,000 | 5,000 | 8,000 |
| Pretax income | 347,000 | 688,000 | 1,040,000 | 1,398,000 |
| Income tax | 77,000 | 157,000 | 238,000 | 315,000 |
| Net income | 270,000 | 531,000 | 802,000 | 1,083,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,083,000 | 19,344,000 | 19,615,000 | 19,896,000 |