Call reports 2020
BANK OF EASTON — 2020
What BANK OF EASTON reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 162,412,000 | 174,952,000 | 175,577,000 | 182,460,000 |
| Total loans | 89,474,000 | 88,242,000 | 89,872,000 | 88,161,000 |
| Allowance for loan losses | 502,000 | 511,000 | 517,000 | 520,000 |
| Securities available for sale | 36,177,000 | 38,716,000 | 39,370,000 | 42,609,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 137,044,000 | 150,585,000 | 152,999,000 | 159,643,000 |
| Interest-bearing deposits | 109,272,000 | 118,030,000 | 118,200,000 | 123,070,000 |
| Noninterest-bearing deposits | 27,772,000 | 32,555,000 | 34,799,000 | 36,573,000 |
| Equity capital | 18,754,000 | 19,284,000 | 19,484,000 | 19,664,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 1,290,000 | 2,360,000 | 3,423,000 | 4,436,000 |
| Interest expense | 330,000 | 628,000 | 892,000 | 1,115,000 |
| Net interest income | 960,000 | 1,732,000 | 2,531,000 | 3,321,000 |
| Noninterest income | 103,000 | 191,000 | 289,000 | 399,000 |
| Noninterest expense | 593,000 | 1,180,000 | 1,805,000 | 2,432,000 |
| Provision for loan losses | 9,000 | 17,000 | 22,000 | 25,000 |
| Pretax income | 475,000 | 740,000 | 1,007,000 | 1,277,000 |
| Income tax | 119,000 | 176,000 | 225,000 | 278,000 |
| Net income | 356,000 | 564,000 | 782,000 | 999,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,170,000 | 18,378,000 | 18,596,000 | 18,813,000 |